Don't be Fooled By Technology

However, in the framework of the HSM, defence technology for online fraud is more prominent in guiding potential victims to initiate the systematic processing mode (traditional technology emphasises internet fraud information blocking from the government, internet providers, shopping and other related websites). Compared with the defence strategies proposed in the literature that are included in our analysis, previous defence strategies in the non-HSM framework focused on two aspects: technology and education. The two systems of decision-making and reasoning are in the initial stages of explaining online fraud victimisation; nevertheless, they show that online fraud victimisation may be related to humans’ inherent weakness in decision-making. Nevertheless, this study reviews the relationship between individual information processing modes and online fraud victimisation, influencing factors, heuristic and analytic systems and their explanatory mechanisms, measures of influencing factors, and defence strategy, laying a theoretical foundation for research in this field. For example, in the study of motivation, generally speaking, individuals with the motivation to process information pay attention to key information arguments and then carry out elaboration processing (Luo et al., 2013). However, decisions deteriorate when the amount of information involved is large enough to exceed individuals’ normal experience (Ariely et al., 2009). Risk perception under situational demand involves uncertainty, which may be caused by different definitions of risk perception.

2022) developed a human-technical solution that generates adaptive visual aids (ADVERT) to direct the user’s attention to the email content instead of peripheral cues. Owen Gaffney, a global sustainability analyst and communicator at Stockholm Resilience Centre and Future Earth, explains in an email. In addition, some research gaps were found in this study that provide a direction for future work in this new research area. Therefore, this study may not cover all the research on online fraud under the HSM framework. This study did not conduct a statistical significance level test and effect size determination on the results of previous studies and involved a systematic review rather than a meta-analysis. In the process of analysis, psychological factors are unstable variables, and different studies have mutually exclusive results. When individuals face online fraud information, if they activate the heuristic processing mode to process the information, they may increase the likelihood of victimisation. However, when the likelihood of thinking is relatively high, these same emotions can affect persuasion through other mechanisms (Petty and Briñol, 2014). Whether emotions affect susceptibility to online fraud by influencing the mediating effect of the heuristic and systematic processing modes needs to be further explored.

However, the participants’ environment, the expectation of the stimulating nature of the experiment, the degree of attention, the loss when making incorrect decisions and other factors are very different from real online fraud (Jones and Towse, 2018; Gao, 2021). Second, whether users click the link in phishing emails (Luo et al., 2013; Harrison et al., 2016b) and whether they provide the private information requested in phishing emails (Wang et al., 2012) are used to measure vulnerability to online fraud, which is not equivalent to ultimately being cheated. An exploration of how phishing emails influence decision making strategies unpublished dissertation. AOL was the majority shareholder, and for the financials to add up, AOL would have to continue making bundles of money in advertising revenue. However, these problems may still occur if the participants are subjected to an online fraud attack test after they forget they have joined, and the possibility of users responding will be reduced if the participants are fully informed (Mack, 인터넷 가입 현금 사은품 2014).